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Riverside Credit Repair FAQ

WHAT IS CREDIT REPAIR?
This is a process where errors are identified and disputed with the Credit Bureaus through detailed letters.

IS CREDIT REPAIR LEGAL?
Absolutely!

HOW MUCH DOES YOUR SERVICE COST?
Everyone's credit report contains different issues. In order to know the fee, you must submit your 3 bureau credit report to creditrepairriverside01@gmail.com AND schedule your FREE consultation by calling (951)474-0744. You can also submit your information below and we'll contact you.

WHAT IS "GOOD CREDIT" AND HOW DO I GET IT?
Good credit is defined as a 750+ score. In order to try and obtain this you must:
-have a diversified profile with more than 11 accounts( mortgage, auto, credit cards, personal loans)
-Average credit age of 7+ years
-100% on time payment history
-Credit Card utilization under 30%
-Hard inquires 2 or less
-No derogatory marks(Bankruptcies, collection accounts)

CAN I APPLY FOR CREDIT WHILE I'M IN REPAIR?
NO, NO, NO! Inquiries are a negative on your report. Our credit repair specialist will tell you when its clear to begin applying.

AM I GUARANTEED TO GET FUNDING OR HIGH LINES OF CREDIT AFTER WORKING WITH YOUR COMPANY?
No. We don't guarantee that you'll be approved for anything after the process is complete. There are other factors that lenders take into consideration, such as income.

IS MY PERSONAL INFORMATION SECURE?
Yes! Your information is only used to complete our services. It will NEVER be sold to a third party under any circumstances.

WILL MY CREDIT SCORE BE ABOVE A 700 AFTER YOUR SERVICES?
There is no guarantee that your score will reach a certain level or increase by a minimum amount of points. We will not know the results until the dispute process is complete.